PMI companies write insurance policies to protect approximately the top 20% of the mortgage against default. This depends on the lender's and investor's requirements, the loan-to-value ratio, and the type of loan program involved. Should a default occur the lender will sell the property to liquidate the debt, and is reimbursed by the PMI company for any remaining amount up to the policy value.
We are a full service residental mortgage lender based in Southern California. Expect only the highest quality service and competitive rates. A tradition of excellence since 2006.
Company NMLS: 2102461
5256 S. Mission Rd. Suite #130
Bonsall, CA 92003
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